How much does rehab cost? Many have the preconceived notion that rehab costs can bankrupt you. That isn’t usually the case; most rehabs accept insurance to cover paying for rehab. Paying for rehab can be done in many ways, through private insurance, or self-pay. Even if you have to self-pay, there are payment plans available that won’t overwhelm you or leave you in debt. Also, deductibles may be the only cost of rehab that you will have to pay to go to rehab.
One of the easiest ways to figure out how you would be paying for rehab is a free insurance verification by an admissions specialist. They can assist you in determining what insurance you have, what would be covered and what you may have to pay. Depending on the insurance you may have no cost to go to rehab.
Insurance to Cover the Cost of Rehab
Most rehabs accept insurance, some only work with private insurance, but others work with state insurance. This means you or your loved one can get into rehab with no, or minimal cost to you. If you’re unsure if your insurance will cover your stay at rehab, you can call today for a free insurance verification.
This takes much of the guesswork out of paying for rehab. If you’re unsure if you have coverage for certain levels of care such as inpatient versus outpatient, a free insurance verification can determine what rehab options you have. If you’re unsure of what level of care would best suit you or your loved one, or what they are, we have information for you.
Self-Paying the Cost of Rehab
If you or your loved one doesn’t have insurance to cover the cost of rehab, many rehabs offer self-pay options. The idea of paying for rehab can seem overwhelming; there is usually a upfront cost that will have to be paid. After the initial payment, it can be paid in monthly installments. The monthly payment is based off of multiple factors such as; level of care, the duration of the stay at the facility, and your finances.
Self-paying for rehab isn’t meant to bankrupt you or your family; it is to make rehab affordable. Everyone deserves the chance to live a life in recovery, self-paying for rehab is a way to do that. The payments are also based on your individual finances, to make paying for rehab affordable. We don’t dictate your admittance to a treatment facility based on your income.
Paying a Deductible to Cover Rehab Costs
When insurance plans renew, or switch until the deductible is met there will be some type of co-pay. This is normal if it is closer to the beginning of the year and you are looking to get into treatment. If you’re concerned with still having to make a payment to get your loved one into treatment with private insurance, a free insurance verification can let you know exacting what you would be paying for rehab.
The deductible payment can vary depending on your insurance plan and the level of care you would be admitting to. Again, an admissions specialist will be able to do a free insurance verification to get an exact amount that would need to be paid to have the cost of rehab paid for.
There may also be co-pay depending on what level of care you’re going to be entering, they are mostly low dollar amounts. These are copays for things like medications that are prescribed for you or your loved one throughout the treatment process. If you have a private insurance plan, or are self-paying there are separate prescription insurances that can be used to cover a majority of the cost of prescription medications.
There are many different options when it comes to paying for rehab. The cost of rehab varies from each person to the next, always call and get a free verification of benefits to see what your best option is to cover the cost of rehab. Contact us today for more information.